Florida High Value Home Insurance

It’s a luxury to live on the coast, but with the joys come the challenges, and that’s why we offer high value homeowners insurance coverage.

Coverage Details

Frontline Insurance customers look to us for high value home insurance plans that offer…

  • Home insurance for owner- or tenant-occupied homes valued at $750,000 and above.
  • Liability and hurricane insurance to cover all of your belongings.
  • Optional Screen Enclosure coverage that takes care of framing, screening and labor in case of damage.
  • Acceptance of home appraisals to establish the replacement cost of your residence (remember, replacement cost is the value to repair or rebuild your home—not the market value). An agent can also help you determine the replacement cost of your home.
  • An endorsement for your Scheduled Personal Property, including firearms, fine arts, jewelry, coins, furs, and other collectibles.
  • Broadened additional coverages within the Florida policy with our Guardian Endorsement, which provides higher coverage limits for personal property, including specialty items like watercrafts, trailers, silverware, and more.
  • The acceptance of another carrier’s windstorm inspection verification as long as it’s less than five years old.


Interested in coverage for your home?

Owners of high value homes may face unique challenges when it comes to being properly insured. Contact your local insurance agent today. They can lend you their knowledge and expertise to help you customize a policy that can fit your unique needs.

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