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To visitors, Destin, FL is known as “The World’s Luckiest Fishing Village” and attracts over 80% of visitors to the state’s Emerald Coast. To locals, Destin is known as the home to Affordable Home Insurance Inc., a Frontline Insurance independent agent since the agency was founded in 2006. Dennis P. Gagnon, Jr. started the agency after being a captive agent with another insurance company for several years. With a mission to provide affordable insurance products to homeowners along the state’s panhandle coastline, Dennis opened his own agency and has quickly become one of Frontline’s top property insurance producers in Florida.
Due to Destin’s location on the coast, the staff at Affordable Home Insurance is well versed in the unique type of coverage coastal homeowners need to protect their home or condo. Their knowledge of this market has made them the go-to agency with the majority of business being homeowners insurance polices for coastal properties.
Since their inception, Affordable Home Insurance has been recognized for their performance by several insurance companies they represent and are members of the Florida Association of Insurance Agents (FAIA), Better Business Bureau, and the local Chamber of Commerce.
With 18 employees, Dennis is always looking for fun and unique ways to engage his staff and recognize them for the work they do to service their growing client base. “Since the insurance industry is such a stressful and perfectionist industry, we routinely celebrate and dress up for Halloween, take the office to Biloxi, MS for the weekend, and have various functions throughout the year,” according to Dennis.
In 2012, the Affordable Home Insurance Charities Foundation was formed and since then has successfully raised more than $20,000 for several local charities.
When asked about his relationship with Frontline Insurance, Dennis is quick to point out something that sets Frontline apart from other insurance carriers in the state. “Frontline has always been focused on providing exemplary property coverage in one of the United States most unique scenarios, the state of Florida.” He credits the affordability of Frontline’s property insurance as one of things that has made his agency successful. “Frontline has always been true to their word in trying to provide the coastline of Florida solutions at competitive and reasonable rates. This concept is similar to our corporate philosophy thereby making the relationship between Affordable Home Insurance and Frontline a truly inestimable and reciprocal partnership.”
All of us at Frontline Insurance look forward to growing our partnership with Affordable Home Insurance and continuing our mission to provide affordable coastal homeowners insurance in all the markets we serve.