Water Damage to Your Home Can Force Costly Repairs

A cracked toilet, a broken pipe under your foundation, a failed water line on a washing machine or a hot water heater that suddenly fails—these problems can cause major damage to your home. Did you know your home is ten times more likely to suffer water damage than you are to have a fire?

What happens if you are away from home when water problems strike? No one wants to return to a house with extensive water and mold damage. Cleanup and the time you must take to handle the loss can be overwhelming.

Taking some simple preventative measures can help you avoid a water disaster.

  • Turn off your water if you are going to be away from your home for more than 48 hours.
  • Check washing machine hoses annually and replace them every five years. Replace rubber hoses with braided stainless steel. These are stronger and hold up longer than their rubber counterparts.
  • Check your hot water heater connections often. Perform routine maintenance on water heaters, including draining the hot water heater annually. Be careful, though, because the water may scald you. If you do not know how to drain the heater correctly, hire a professional.
  • Run your washing machine and dishwasher only if you stay home for the entire wash cycle. This simple tip can prevent you from returning home to a flood.
  • Check icemaker connections annually. Moving the refrigerator to clean may crimp the hose. Each time you move your refrigerator, check to be sure your icemaker line is intact.
  • Inspect your air conditioner drain lines annually for clogs or cracking.
  • Remove and replace deteriorating caulking around your tub and sinks.
  • Periodically check plumbing pipes and connections for leaks under kitchen and bathroom sinks.
  • Know where your main water shutoff valve is; you will need to turn off the water in the event of a leak.
  • Check toilets and tubs for signs of leaks. Toilets have a tendency to fail around their wax seal.

Your homeowners insurance policy usually covers sudden and accidental water damage. To encourage home maintenance, your policy may not cover leaks that are preexisting. Prevention helps avoid uncovered losses and expensive repairs.

While we all try to avoid water damage incidents, what happens when you open your front door to water damage? Frontline Insurance® has a team of knowledgeable, professional water extraction partners that can help you through your water disaster. Visit frontlineinsurance.com to find a list of preferred companies offering water extraction and other emergency services.

Water damage is one of the most frequent causes of a homeowner’s claim. By taking some time each year to maintain your home and appliances, you can reduce your chances of a significant water damage claim.

To learn more about Frontline Insurance, visit frontlineinsurance.com.

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Please remember that the comments contained in this blog are general in nature and that coverage under any specific policy of insurance will depend upon the terms and conditions of such policy.