Tools of the Trade for Happy Homeownership

Ever had one of those days where it feels as if everything that can break in your home decides to do just that? The fridge goes on the fritz. The sink stops up. The soothing hum of the ceiling fan morphs into something that sounds a lot like a helicopter hovers in the family room. Things need fixing, and you’re just the person to do it!

It’s true that homeownership brings a feeling of accomplishment. Yet, fixing the myriad of small problems that accompany home ownership takes that feeling to a higher level – and you can’t get there without the proper tools.

Homes should come with an instruction manual, but they don’t. And, many a homeowner has turned handyman out of necessity. What they have that you may need is a toolkit.

Tools to Get the Job Done

It takes more than a pair of scissors and a roll of duct tape to keep a household intact. Start with the big items first.
Tools you should have around the house include:

  • Curved-claw hammer
  • Adjustable wrench
  • Needle-nose and standard pliers
  • Slotted and Phillips screwdrivers (in several sizes)
  • Safety glasses
  • Electric drill and set of twist bits
  • Fire extinguisher

Take Pre-Cautions:

One of the major types of insurance loss for homeowners is water damage. Everything from a burst pipe to a leaking washing machine hose can happen in the blink of an eye. When a water leak occurs, knowing where the valves are and how to shut them off is an invaluable bit of knowledge.

  • Shut-off valves for individual pipes are located near fixtures or along supply lines.
  • Main shut-off valves are usually found where the water supply enters the house, often underground in an enclosed box near the street or closer to the house near the water meter.
  • A main shut-off valve has a tendency to freeze up from corrosion, and you can prevent that by closing and opening the valve at least once a year.

Befriend Your Breaker Box

Power outages are most commonly associated with stormy weather. However, sometimes they may come when skies are blue, such as when a circuit is overloaded. A tripped circuit breaker shouldn’t keep you in the dark for long, if you know what to do.

  • Know where to find your electrical box. A circuit breaker may need to be reset, and that’s pretty simple. All you have to do is flip the switch all the way off, then flip it back on. It’s a good idea to turn all lights off and unplug appliances before you reset the circuit breaker.
  • You’ll also make your life a lot brighter if you take the time to label every switch in the breaker box.

Know When to Call for Help

Though we may take pride in fixing anything and everything around the house, we also have to know when to take a step back and call in the professionals.
Since every wise homeowner has a back-up plan, have the contact information for a good handy-person on speed dial. Sometimes the best tools for the job may be as easy as a phone call away.

Here’s another handy tool for when you’re shopping for homeowners insurance: Frontline Insurance online quote tool. It’s a quick and easy way to get the handiest resource of all – a customized insurance policy to protect you and your family.


Please remember that the comments contained in this blog are general in nature and that coverage under any specific policy of insurance will depend upon the terms and conditions of such policy.