Halloween Safety Tips for Homeowners

As Halloween approaches, Florida and South Carolina homeowners anticipate the arrival of trick-or-treaters. We love seeing the costumes, but we want to ensure the safety of young ghouls, ghosts and goblins while they visit our homes. Here are a few tips to make your Halloween a little safer.

  • Keep your property well lit. Depending on their ages, trick-or-treaters will arrive throughout the evening, so keep your lights blazing. Keeping the path to your home and front steps well lit may prevent a painful fall and the inevitable homeowner’s liability claim that follows.
  • Organize or remove all obstructions. In life’s rush, we may leave garden hoses unrolled and rakes or other items in our front yard. Take ten minutes to remove any obstacles that could cause a trip hazard prior to the arrival of your neighborhood children. Because children often cut across your lawn, make sure to fill or cover any gopher holes or other depressions in your yard.
  • Be careful carving that pumpkin. Always let an adult carve pumpkins to prevent injuries. Even with special pumpkin carving tools widely available, supervision of children is necessary at carving time.
  • Watch that burning pumpkin. While we love luminaries and flickering pumpkins, a guest on your property can easily topple the decoration and start a fire. Consider battery-operated lights instead of candles.
  • Restrain your pets. Everyone loves to meet the family dog, but even the best-behaved dog may spook at a zombie. Keep your cats and dogs away from the festivities for your guests and pets’ safety.
  • Halloween is a prime time for vandals and burglars to raid your home if they think you are gone. Make sure you have a reliable alarm system and motion-sensor lights around your property.
  • Be a responsible host. If you decide to serve alcohol to your guests, pre-designate drivers to ensure everyone arrives home safely. Never serve alcohol to anyone under 21. Your guests’ safety is part of your host responsibility. Many homeowners’ claims arise out of serving alcohol and allowing imbibing guests to drive home.
Please remember that the comments contained in this blog are general in nature and that coverage under any specific policy of insurance will depend upon the terms and conditions of such policy.