Summertime Fun

Summertime – fun and challenges

Summertime! Americans love summer for the joys the season brings—cookouts, swimming, hikes, vacations and freedom from school. Summer holds hazards, however. These simple tips can help you prevent summertime accidents and injuries.

Pool danger

If you own a pool, your coastal home may be the center of activity in your neighborhood. According to the Consumer Product Safety Commission, almost 400 children under the age of 15 die each year in pools and spas. Three quarters of those deaths are children under five. One of the most important factors in pool safety is constant supervision. Even with adults in the backyard, safety is not a given. A child can drown in less than 30 seconds.

To protect yourself, start with fencing. Ensure you have a childproof fence with adequate safety latches. Despite warning children about pool danger, water fascinates kids. It takes only a moment for them to slip away from the best-intentioned adults.

Alcohol and water do not mix. Suggest guests who drink alcoholic beverages refrain from swimming or appoint a “designated swimmer” as that guest’s personal spotter.

Home alone

According to the 2010 US Census, at some time up to one-third of all school age children come home to an empty house.1 In the summer with kids out of school for several months, the number of kids without supervision increases. Studies also show that children from more affluent homes are more likely to stay home unattended because neighborhoods are safer. However, problems can arise when kids are unsupervised.

Here are a few tips for Southeastern home owners.2

  • Make sure your kids know when to call 911. Even if you show them how to use fire extinguishers, their first act should be to call for help. Kids may panic and try to fight a minor fire themselves rather than face the perceived consequences of fire department involvement. Kids should never feel afraid to call for help.
  • Ban cooking unless children use the microwave. Although microwaves sometimes malfunction, those problems are rare compared to the distracted teen who may leave something cooking while she updates her Facebook status.
  • Ban swimming without adults in attendance. No surprise—kids tend to be rowdier without an adult to provide a calming influence.

Summertime, when the grilling is easy

When the weather heats up, so does the backyard grill. Grilling, like everything else, brings risks. Over half of the almost 5,700 grill fires annually that occur in residences happen from May to August.3 Here are a few grilling tips to keep you and your family safe this summer.

  • In inclement weather, people may try to use their grills indoors. Keep your grill where it belongs—in your yard and far away from overhangs and deck railings.
  • Inspect gas grills frequently for cracking or brittleness. If you detect a leak, turn off the gas immediately and do not relight the grill until you repair it.
  • Declare a three-foot “safety zone” around the grill. Keep pets and children away from the excessive heat.
Please remember that the comments contained in this blog are general in nature and that coverage under any specific policy of insurance will depend upon the terms and conditions of such policy.