The coastal life deserves a different kind of homeowners insurance.

If you own coastal property, you face challenges most other homeowners never have to think about. At Frontline, we know these challenges well. For more than a decade, we’ve been helping coastal homeowners preserve and protect their coastal life, giving them the peace of mind to make the most of every single day.

Frontline Homeowners Insurance is a group of independent insurance companies serving coastal homeowners throughout the Southeast United States in Florida, Alabama, North Carolina and South Carolina. Through our affiliated companies, Fidelity Fire and Casualty and First Protective Insurance, we offer homeowners a financially stable, proven insurance company with a record of superior claims service.

We give you a simple and straightforward solution for quality coastal homeowners insurance at competitive rates. And if you experience a loss, our partnerships with experienced agents and contractors help ease the burden—so you can rebuild and get back to your lifestyle as quickly as possible.

We offer a variety of homeowners and property insurance

Homeowners Insurance

  • Insuring owner-occupied homes
  • Coverage for contents and liability including hurricane insurance coverage

High Value Home Insurance

  • Insuring owner- or tenant-occupied homes for values $1 million to in excess of $9.5 million
  • Coverage for contents and liability including hurricane insurance coverage

Condominium Insurance

  • Insuring owner- or tenant-occupied condo units
  • Coverage for contents and liability including hurricane insurance coverage

Dwelling Fire Insurance

  • Also known as rental home insurance, these policies insure tenant-occupied homes and certain properties that do not qualify for a traditional homeowners policy
  • Coverage for limited content and optional liability including hurricane insurance coverage

Flood Insurance

  • A federally backed flood insurance program through Frontline Homeowners Insurance
  • Coverage for damage due to flooding, according to the guidelines established by the National Flood Insurance Program
Learn more about our policies >